Umoja Tech: Building Africa’s Financial Freedom

From Phone to Village Kiosk, and Beyond

Umoja Tech brings you a seamless UMC experience: pay merchants with our mobile app, cash in or out at local kiosks, send instant wallet-to-wallet transfers, give everyone banking access—no branch needed—and plug into our APIs for custom integrations.

Ready to power your money?

Explore the full suite →

Umoja Pay

Your mobile pay app
Buy goods at your local shop, top up airtime, or send UMC—all in one tap on your phone.

Umoja Agents

Your local cash-in point
Walk into any Umoja Agent kiosk to swap your physical cash for UMC—or turn UMC into cash on the spot.

Umoja Send

Instant UMC transfers
Open Umoja Pay, tap “Send,” enter the UMC amount, and your family’s Umoja app balance updates right away.

Umoja Banking

Banking for the unbanked
Keep your UMC safe, pay for supplies, or get real cash at any Umoja Agent whenever you need it.

Umoja Api

Simple developer tools
For shops and developers: send UMC, check balances, and automate payments with simple web links—no crypto talk.

Scaling Umoja Coin

Feb 2022

The original concept of Umoja Coin is scaled to cover all Africa, and united all Africans all over the continent - and Afro Minded and spirited across the world.

Early Stage Funding

Sep 2022

10,000,000 Token were offered to an exclusive group of Investor. The finding was completed in 5 days.

Umoja Launch

Dec 2022

Website Launch, Full security audit, Umoja influencer marketing drive.

ICO

Jun 2023

Umoja will offer it’s Initial coin offering (ICO) on 1 June 2023 becoming the fundamental promise of better feature for Africa.

CEX Listing

Q1. 2023

Focus on the CEX Partnership Umoja is aiming to be on all main exchanges.

Pre Sale

Feb 2023

100,000,000 Mill Token are for sale. Gram them while you can, Initial CEX listings, Regular marketing events.

Dec 2021

The Umoja Vision was born

Single Currency

The vision of a single currency to assist the Masai people across the Kenyan/ Tanzanian border was born.

Join the Umoja Pay Waiting List

Be one of the first 100,000

Sign up now and lock in your spot—when the app launches you’ll get 10 UMC preloaded in your wallet to start transacting immediately.

Build with Umoja

For Talent & Professionals

Have the skills, passion, and drive to transform cross-border payments? Join our team, help design, build, and scale solutions that empower millions.

Partner with Umoja

Institutions

Looking to power borderless payments at scale? Become an Umoja partner or investor, integrate our rails, onboard your network, and drive financial inclusion together.