Meet Umoja Send

Global Transfers. Local Rates.

Umoja Send makes sending money across Africa (and beyond) as simple as sending a text, no hidden fees, no surprises, just instant, transparent transfers.

  • đź”’ Secure & Compliant

  • ⚡ Instant Delivery

  • đź’± Transparent, Low Fees

Send Money Now

Download the App

A close-up of a dark-skinned hand holding a smartphone displaying the Umoja App “Send” screen, set against a glowing map of Africa showing cross-border transfer routes between major cities.

How It Works

Enter Amount & Destination

Choose the currency, amount, and payout method.

Pay & Confirm

Fund your transfer in-app or at any Umoja Agent location.

Instant Conversion

Your sender currency is converted at our locked-in rate.

Recipient Gets Paid

Funds arrive in seconds—bank, wallet, or cash pickup.

Get Started

Send via App

Download the Umoja App and send in under 60 seconds.

Send via Agen

Find a Umoja Agent near you.

Build with Umoja

For Talent & Professionals

Have the skills, passion, and drive to transform cross-border payments? Join our team, help design, build, and scale solutions that empower millions.

Partner with Umoja

Institutions

Looking to power borderless payments at scale? Become an Umoja partner or investor, integrate our rails, onboard your network, and drive financial inclusion together.